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Yenievimkampanyasi Com – People who will benefit from financial support must not have a residence. Rural houses and timeshares will not remain evaluated within the scope of this criterion. If the household (including spouse and children under the age of 18) has at least one house title deed with a share of 50 percent or more, or if the household has more than one house title deed with shares, regardless of the share ratio, the program will not be available.
With this financing model, individuals can own houses in 81 provinces, including finished houses, houses that have been completed at a specific rate and are in progress, and new projects that have signed a guarantee agreement with banks.
Those who want to benefit from the program must not have sold a house in the last year. The house purchased cannot remain sold for five years, and there will be a one-year residence requirement in the new house.
Every citizen of the Republic of Turkey over the age of 18 and deemed eligible for a loan by banks will be able to benefit from the campaign.
The Interest Rate Will Vary Depending On The Financing Amount
This financing model aims to provide all 100 thousand families with their new, first-hand homes in the first stage. The campaign will provide a 15-year maturity, a 10 percent down payment, an installment rate not to exceed 30 percent of the household income, and ease of payment for the first three years.
After the support period ends, the Treasury installment contribution will remain added to the installments and withdrawn within the last eight years of the loan term. Five percent of the project price will be collected in advance from the housing manufacturer company as an installment contribution for the first year of the loan.
The financing amount will be 0.69 for up to 2 million lire, 0.79 for 2 to 4 million lire, and 0.99 interest/dividend for 4 to 5 million lire, with a maturity of 15 years. 5 percent of the house sales price will be reflected in the payment plan as the contractor company’s contribution, up to the first maximum of the 3rd year.
How To Apply?
As part of the process that started today, housing producers will announce housing projects that meet the criteria on their website. Those who want a house will find an apartment and apply to financial institutions.
The financial institution will check that both the project and the person comply with the criteria. It will allocate the loan for eligible projects. Individuals will be subject to solvency criteria within the framework of current banking practices.
Citizens will be able to carry out their transactions through Halkbank, VakıfBank, Ziraat Bank, Emlak Katılım, Ziraat Katılım, Vakıf Katılım.
Citizens Who Want To Benefit From The Campaign Remain Informed On The “New Home” Website
Details around the “My New Home with New Housing Finance Model” campaign remained shared with citizens on the “New Home” website.
-It remained stated that citizens who want to own their first home will remain given a 3-year payment facility, and they remained informed that they could own a house with a 10 percent down payment, a maturity difference starting from 0.69 percent and a maturity of up to 15 years.
-From the campaign where the total income of the household remains taken into account; Not having sold a house in the city where the house will be purchased in the last year, residing in Istanbul, the 1st region, and Ankara, Izmir, Bursa, Antalya, Mersin and Muğla, the 2nd region, in the last year, and not having a house to benefit from financial support. Condition is required.
-It remains stated that houses in rural areas and timeshares will not remain evaluated within this criterion’s scope. People who have at least one house title deed with 50 percent or more shares in the household (including spouse and children under the age of 18) or people who have more than one house title deed with shares in the household, regardless of the share ratio, cannot benefit from the program.
Conclusion
The website stated that the credit limit of the Yeni Evim Housing Finance Program Construction Support Package for Housing Builders remained determined as 25 billion lira.
Within the scope of the Yeni Evim Housing Finance Program, suitable financing opportunities will remain offered to housing producers to increase the housing supply. The beneficiary will need to undertake to carry out the project within the scope of the Yeni Evim Housing Finance Program and sign a Guarantor Agreement with the financial institution to complete the project.
